ISO Rating

HCESD 21 Insurance Services Office Rating

The Insurance Services Office(ISO), is an organization that provides property and casualty insurance risk information to insurance companies. The Public Protection Classification (PPC) program is a community fire protection scoring system based on a Fire Suppression Rating Schedule (FSRS) used by the Insurance Services Office.


Communities get a PPC score from 1 to 10.

  • 1 means the community has superior property fire protection.
  • 10 means the community’s fire protection efforts don’t meet ISO’s minimum criteria.


Most home and business insurers use PPC scores to determine insurance premiums. Businesses and individuals in a community with a good PPC score typically pay less for fire insurance.


To see Harris County Emergency Services District 21's current rating please click on the document below.


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